— Division of Student Success — Financial Aid — Cost of Attendance

Cost of Attendance

The Board of Regents approved the 2024-2025 tuition and fee rates in June of 2024. Please visit the Student Accounts website for the approved rates.

Cost of Attendance (COA), sometimes referred to as student budgets, is intended to provide students with estimated/reasonable program costs. Student budgets are intended to cover the cost of the student only. The guiding principal in defining the COA is reasonableness. The costs should reflect reasonable and realistic costs that a single student, in a given program, will incur to attend an institution for a given period of time—the academic year. Many students may not need a living allowance; nonetheless, most students will. If the living allowance is not necessary, the expectation is the student will remove this line from their personal overall cost estimate. The same goes for student health insurance, books, etc. For some, tuition/fees may be paid by an education trust account so financial aid is not needed for these costs.

Please use the resources below to locate your estimated program COA. You must determine what costs must be funded with financial aid by developing a solid budgeting plan to meet your costs.

Other COA Information

Tuition

Allowances

Student Fees

Loan Origination Fees

Allowances are not charges. They are allowance estimates provided for your evaluation for financial aid needs. The living allowance is an expected rate of living for a single student living on their own. Our office will not adjust your personal cost of attendance because you don't need funds for living, you are expected to consider that fact when accepting your financial aid awards. This is also true for the book/equipment ALLOWANCE; travel ALLOWANCE, etc.

Your MyRecords financial aid COA shows the fees that are being charged by the university, including but not limited to technology fees, library fees, student health fees, Center for Healthy Living membership, and student health insurance. The Office of Financial Aid does not approve fee charges. All fees require University of Nebraska Board of Regents (BOR) approval. See Student Fees and Deposits for a comprehensive list of currently approved fees. BOR fee approvals are posted in May.

Fees are subject to change; however, those fee increases will not be reviewed or approved by the University Board of Regents until July 1st. Fee increases, if approved, are generally not increased more than 5%.

Loan origination fees are charged by the Department of Education, not UNMC. If you borrow student loan aid, the Department of Education will charge an origination fee to borrow the loan aid. That origination fee will be subtracted from your loan disbursements before the Department of Education delivers your loan funds to UNMC. This is not a fee that will appear on your UNMC bill. You will notice the disbursement amount is less than the semester award amount.

The fee is based on the amount you borrow. Please take the time to use the link provided on this budget line to read how this fee is applied by the Department of Education. Do not plan on the full amount being borrowed to be disbursed to you. The fee is built into your cost of attendance so you can 'net' the full amount of loan aid you need for your charges and allowances.

Tuition

Tuition rates are approved in late June by the University of Nebraska Board of Regents (BOR). In an effort to provide COA and financial aid awards at the earliest possible time, the UNMC Financial Aid Office projects a modest increase of tuition/fees each year and develops the tuition/fee cost of attendance components based upon this modest increase. Tuition rates are approved by the BOR in accordance with academic program structure. Our office will not adjust the estimated cost of tuition/fees unless our estimates exceed a plus/minus $500 value.

Fees

Board of Regents approved costs that are program specific, as well as, assessments charged to all full time students. Fee assessments include: lab, course, technology, equipment, student health, student health insurance, disability insurance, campus specific fees, etc.

Books/Equipment

Using established program curriculum, the financial aid office makes every attempt to provide a reasonable allowance for required books and equipment for each program. These allowances are based on costs provided on the UNMC Bookstore web site. Students are not required to purchase books at the UNMC Bookstore. Students may obtain reduced pricing by purchasing on-line; renting; purchasing used books, etc. This cost is a standardized cost for all students in a specific program, during a specific year of study. The cost is not adjusted for each student individually to accommodate higher/lower costs.

Living Expenses

Each student’s cost of attendance budget includes a living allowance. This living allowance covers the costs of a single student living in Omaha based on the NUMBEO cost of living city estimator. If your personal costs exceed the living allowance, you will need to determine what costs you can reduced or eliminated. While it may cost less to live in the cities of other UNMC campuses (Lincoln, Kearney, Scottsbluff, Norfolk), the allowance will not be adjusted for students who can live on less or do not need living expenses funded. If your personal expenses fall below the allowance you can determine how much loan assistance you need to borrow.

Academic Travel

At some point in time, most UNMC programs will require students to travel away from their home campus for clerkships and rotations. This additional travel is not expected to be met using the monthly living expense funds. This cost is standardized in accordance with each of the academic program expectations. If this allowance is not sufficient, you must document your excess costs with receipts for the rotation costs. Keep detailed records if you are required to complete extended clerkships/rotations away from your home campus including hotel receipts, air fares, mileage to/from clerkship rotation. Food costs are provided in the living expense allowance, an additional allowance will not be provided for meals while on extended rotations.

Board Exams/Licensure Fees

Board exam costs are included for programs that require board exams to progress through the program or to graduate. The cost is not included for exams that are required after graduation. Licensure fees are included if the fee must be paid prior to graduation to ensure licensure upon graduation.

Loan Origination Fees

If you borrow DIRECT FEDERAL STUDENT loan aid, the Department of Education will take a percentage of the loan amount borrowed for loan origination fees. The loan fees listed in the cost of attendance are based on the student borrowing the entire cost of attendance in loan aid. This cost allowance will not be adjusted in the cost of attendance; however, if loan aid is reduced or not borrowed, the loan origination fees will be lower or will not exist. These fees are NOT charged to your student tuition/fee account. They are fees that are subtracted from your anticipated loan disbursement and reduce the total loan disbursed to you.

Family Allowances

Due to federal regulations regarding the cost of attendance components, there are no allowances provided to single students supporting families, or families with non working spouses. Families are expected to take full advantage of the social services available to them, including SNAP, Medicaid, and other resources available from agencies located in your city of campus location. A family allowance can be calculated for the student if the student chooses to borrow private student loan to subsidize the family needs. Contact us for details on how to receive a family allowance calculation for private loan aid.

2024-2025 Cost of Attendance Worksheets

College	2024-2025 Cost of Attendance
College of Allied Health Professions	Clinical Perfusion Clinical Perfusion Distance CVIT Diagnostic Cytology Diagnostic Medical Sonography Doctor of Medical Science Doctor of Nutrition and Dietetics Genetic Counseling Health Professions Teaching and Technology Healthcare Delivery Science	Medical Nutrition Medical Nutrition Distance Medical Imaging and Therapeutic Sciences Distance Medical Lab Science Medical Lab Science Distance MRI Occupational Therapy Physician Assistant Physical Therapy Doctor of Physical Therapy Radiography Radiation Therapy
College of Dentistry	Advanced Standing Dentistry Dentistry	Dental Hygiene Postgraduate Dental Certificates
College of Medicine	Medicine
College of Nursing	Accelerated Nursing Bachelor's of Nursing Six Semester Program	MSN and DNP PhD Nursing RN-BSN
College of Pharmacy	Pharmacy
College of Public Health	Master/Certificate of Public Health/Health Administration (Online) Master/Certificate of Public Health (On campus) Master/Certificate of Public Health for DO students Doctor of Public Health
Graduate Studies	Graduate Certificate Masters Masters (Anatomy) Masters (Applied Behavior Analysis) PhD