UNMC College of Dentistry Students First to Receive Forgivable Student Loans in Exchange for Rural Nebraska Practice Commitment

Nebraskans in 47 of 93 counties have limited access to dentists and

those in 16 counties have no dentists in the county. In April, Gov. Mike

Johanns signed into law LB 1115 that aims to reduce these shortages by

providing financial incentives established by the Nebraska Rural Health

Systems and Professional Incentive Act.

The bill adds dentistry and physician assistant students to its Nebraska

Student Loan Program forgivable student loan incentive program for eligible

students who agree to practice an approved specialty in a state-designated

health professions shortage area. Since 1979, the program had awarded low-interest

loans to medical students who agreed to practice in shortage areas.

Three first-year dental students at the University of Nebraska Medical

Center College of Dentistry in Lincoln are the first dental students to

be awarded the loans by the Rural Health Advisory Commission through the

Nebraska Student Loan Program. Dental students will receive $15,000 in

loans this year and will be eligible to receive student loans for the next

three years.

The students are: Kendra Bargen, of Hebron; Craig Braun, of Creighton;

and Travis Lambert, of Crawford.

We are looking to place dentists in rural Nebraska to address the dental

needs of Nebraskans, said Kim McFarland, D.D.S., dental health director

of the Nebraska Health and Human Services System. This program does that.

She said the 16 counties in Nebraska that have no dentists are expected

to increase to 20 in the next few years due to dentists retiring. We are

anticipating more shortages, especially in western Nebraska.

The awards are made by the Rural Health Advisory Commission based on

the student’s understanding of and commitment to the practice of primary

care in rural Nebraska. Applicants are interviewed by the Rural Health

Advisory Commission. To be eligible for the program, students must be enrolled

or accepted for enrollment in medical or dental school at UNMC or Creighton

University, or in a physician assistant program at a Nebraska college.

Fourteen UNMC medical students are receiving first-time or continuation

loans. Currently there are no physician assistant students in the program

due to lack of community requests for PAs in designated shortage areas.

Students must agree to practice one year in a shortage area for each

year a student loan is awarded and to practice in general dentistry, pediatric

dentistry or oral surgery.  If a student loan recipient fails to practice

in a shortage area or pursues a non-approved specialty, the full amount

of the award plus simple interest must be repaid.

The number and amount of student loans are determined annually based

on state funding. The maximum annual student loan amount for a medical

or dental student is $20,000 and $5,000 for a physician assistant student.

Shortage areas for each specialty are designated by the Rural Health

Advisory Commission, based on health status indicators and the supply of

health care providers.

For more information, students may contact the Nebraska Office of Rural

Health at (402) 471-2337. The application period is from April 1 to June

1 each year.